The industry needs disruption and can benefit greatly from technology, but not the kind being offered by most of the insurtechs I’ve looked at. Everyone knows the U.S. has a great need for rebuilding infrastructure. If we let the equivalent of insurtechs do it, they’d be rebuilding bridges with matchsticks.
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Take a look at this new Insurance Nerdery video on autonomous vehicle and see how it compares to technology developments in the insurance industry, from comparative rating to insurtech. The similarities are striking.
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Too many insurtechs are selling “fast, easy, and cheap” wrapped up in a shiny technology package. What are you selling?
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Have you ever heard of usage-based CGL coverage? Probably not, but an insurtech shartup apparently is offering such a product where the policy is only in force during the actual job. If you’re a seasonal contractor, that sounds like a great idea, but is it?
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What do you get when you cross two insurtech startup press releases and a chili recipe? Well, if you’re looking at long-term endurance, put your money on the chili recipe. This week’s blog focuses on more hype from the industry segment that put the “H” in Hyperbole, insurtech, but really hits the spot with the blogger’s legendary Johnny Cash Burning Ring of Fire Chili Cook-Off contest winning chili recipe.
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The avalanche of industry-transforming insurtech startups continues. Are insurance phone apps now the insurtech equivalent of guitar amplifiers that go to 11?
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Recently I read yet another article in the avalanche of hyper and hyperbole about the miracle that is InsurTech. Sure, the industry can learn a lot from what some of these startups are attempting. But the startups can learn much more, one thing being that they are not the savior of the industry and might very well be the ruin to the detriment of consumers and businesses.
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Last week I heard from two people asking if I was OK. Yes, indeed, I’m fine, I just haven’t been blogging for the past couple of months, the main reason being that I’ve been busy on some other stuff….
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