This video podcast addresses many of the business income insurance issues presented by the COVID-19 pandemic. The panelists discuss the coverage issues, including pending litigation and government mandates from an insurance agency perspective.Read More
Author: Bill Wilson
Jun 22, 2020 | Commercial Property |
A NY court has ruled on a policyholder injunction claim regarding whether a business income loss was due to direct physical damage caused by the SARS-2 virus. Also included is a link to related COVID-19 coverage issues.Read More
Jun 19, 2020 | Issues |
Most commercial property policies largely limit coverage for business personal property to that located at a described location. Increasingly, though, business property is being dispersed to the locations of home workers, creating a need for more current and relevant coverages, not to mention revisiting business limitations and exclusions in personal lines forms.Read More
When renting a car, you can buy a loss damage waiver from the rental car company or you can often buy a “damage waiver” from a third party. Caveat emptor…not all “damage waivers” are created equal. Here are two examples.Read More
Do you advocate for customers at claim time? If not, you are likely missing out on a golden opportunity to improve retention and gain referrals of new business. Smart and competent agents advocate for their customers when a claim has been improperly denied and there is an inexpensive tool available to enhance their success.Read More
Jun 9, 2020 | Homeowners |
Too many consumers think that renters insurance is only needed in case they have a loss to their own property. Often overlooked is the value of the liability coverage. This was recently illustrated by an actual claim….Read More
Businesses that deliver products, from furniture stores to HVAC contractors, have an auto loading and unloading exposure. If property not in their care, custody or control is damaged during loading or unloading, is that covered by a CGL or a BAP (or PAP) policy?Read More
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