What is the most effective way of resolving a property insurance claim and what roles do the agent, adjuster, and contractor play? I explore these issues in a podcast interview that focuses on the restoration industry.Read More
Author: Bill Wilson
Have you ever wanted to present a simple, entertaining, but informative, program to high school students and their parents about insurance? If so, would you be interested in a turn-key program that includes a PowerPoint, presenter notes, and handouts? If so, please take this 1-minute survey.Read More
Jan 19, 2021 | Commercial Property |
Yes, the Supreme Court has made a pro-policyholder decision on business income coverage for COVID-19 claims. However, this is the UK supreme court, not the US supreme court. To learn more about how or if this decision may impact U.S. claims, keep reading….Read More
Jan 5, 2021 | Personal Auto |
An attorney or financial planner recommends that a child or other resident family member be removed from the parents’ auto policy and insured under their own policy. One reason is that, for example, a child had little or no assets or income to attach in a liability lawsuit. Another reason is that, absent a parental liability statute, the parents have little or no liability for the family member. This is VERY bad advice.Read More
Jan 5, 2021 | Off Topic |
If you were wondering what to do with all of those Amazon gift cards you got for Christmas, I have a suggestion. In this blog post, I recommend two books totaling about 15 bucks in cost, each of which links to a FREE download of yet another book. I think these three books will inspire you and make you much more productive in the coming year in different ways.Read More
In a recent COVID-19 business income lawsuit, the court opined that direct physical “loss of” property could include “loss of use of” that property. This is an erroneous reading of the policy form and certainly not the intent of the insurance contract. This article explains why that is and links to a more detailed discussion that refutes this interpretation.Read More
Dec 18, 2020 | Issues |
ACV vs. RC valuation on roofs, underinsurance vs. overinsurance, mandating policy coverage or at least minimum coverage standards. These are topics I’m researching in January. If you have feedback you can provide, please review this article and respond in the Comments or email me at Bill @ InsuranceCommentary.com. THANKS!Read More
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