Be Careful What You DON’T Ask For
An agent wrote a commercial property policy with a Special Causes of Loss form attached. That is,...
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Category: Issues
What’s Faster, Insurance or Coffee?
Recently, one of my blog subscribers, Helen Goss, CIC, sent me a link to an insurtech ad that...
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The purpose of insurance is…
In my recently published book, “When Words Collide: Resolving Insurance Coverage and Claims Disputes,” I include a section on the Top 10 policy interpretation doctrines, including Doctrine #4: The purpose of insurance is to insure.
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The Surveillance Race…Privacy in the Digital Age
Races have rules. What will be the rules that govern data aggregators in the future as to what data they can acquire, sell, and/or use? Are you concerned about this? SHOULD you be concerned about this?
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Draining the Insurance Fraud Swamp
To save money (and make the agent more competitive on a quote), the agent tells a personal auto insurance prospect not to report all household family members to the insurance company. Another agent deliberately underinsures a home because the policy has a “guaranteed replacement cost” provision. Is this fraud? Would you report it?
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InsurTech and Chili
What do you get when you cross two insurtech startup press releases and a chili recipe? Well, if you’re looking at long-term endurance, put your money on the chili recipe. This week’s blog focuses on more hype from the industry segment that put the “H” in Hyperbole, insurtech, but really hits the spot with the blogger’s legendary Johnny Cash Burning Ring of Fire Chili Cook-Off contest winning chili recipe.
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Insurance Is NOT a Commodity…Real Life Example #12,473: Street Racing
Virtually all auto insurance policies have a “racing” exclusion. However, even minor differences in language can result in coverage under one policy for a catastrophic claim that is excluded by another policy.
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How to Get Insurance Claims Covered by Reading Policy Language and Using Reason and Logic
A business suffered a hurricane related spoilage loss. The claim has been denied based on an exclusion but overlooking a policy condition that overrides it.
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Top 5 Insurance and Legal Blog for 2017
My New Ebook
BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.
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