Category: Miscellaneous

Circular Definitions

Undefined words in an insurance policy are sometimes found to be ambiguous. However, just because a word or term is defined in a policy, that doesn’t mean it can’t be ambiguous, especially if it’s “circular.”

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One Word

An insurer uses an ISO CGL policy, but with some seemingly minor changes in policy language. For example, in the CGL’s ‘auto’ exclusion, the insurer adds the word “nonownership.” One word. However, that one word guts much of the auto coverage included in the CGL policy.

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Reviewing Policy Deliverables

When placing an account with an insurer, an agency will request specific policy forms or coverages. When the policy package is delivered, the agency should make sure the requested forms are included. However, often overlooked, but just as important, are the forms included that the agency did NOT ask for.

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My New Ebook

My ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the Quotational Reference book category. This ebook includes 52 of my favorite quotations, each with a brief essay about what the quotation means. While the ebook can be read in its entirety and in any order, it is designed so that each quotation and essay is read weekly over the course of the coming year and it can be accessed right from your phone or tablet.

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