At 3:00 p.m. EDT on Thursday, October 17, 2019, I will be presenting a FREE one-hour webinar based on my book “When Words Collide: Resolving Insurance Coverage and Claims Disputes.”

The primary audience for this webinar is state insurance regulatory staff, but it is free and open to anyone interested in the subject matter.

To register, click here:

In addition, on Wednesday, October 30, 2019, I will be presenting a one-hour webinar entitled “The Additional Insured Illusion…And Other Feats of Contractual Risk Transfer Magic Even David Copperfield Couldn’t Pull Off.

This program is available for free to CPCU members and for only $49 for nonmembers. See the link below for registration information.

As time permits, here are 16 questions I plan to answer during this webinar:

  • Why are certificates of insurance often misleading or even worthless?
  • What’s the difference between insurance and indemnification?
  • What does “RTFP” mean?
  • How can you tell the difference between ISO and non-ISO policy forms?
  • Why are contractual indemnity agreements so often impossible to insure?
  • How can agents, brokers and underwriters deal with outrageous, even impossible, contractual requirements?
  • What does a “blanket contractual liability insurance” requirement mean?
  • Does contractual liability coverage in a CGL policy override policy exclusions?
  • What is “contractual privity” and how did that cause ISO to revise its additional insured endorsements in 2013?
  • Is “performance privity” still an issue in the 2013 edition of ISO AI endorsements?
  • What two changes in the 2013 ISO additional insured endorsements SEVERELY limit coverage for AIs?
  • Is there a way around these two restrictive changes for additional insureds?
  • What is “primary and noncontributory” coverage and why is this contractual requirement technically impossible to comply with?
  • How does the last sentence in the ISO CGL “Who Is An Insured” provision potentially adversely impact additional insureds?
  • What are the many dangers often posed by non-ISO additional insured endorsements?
  • Should additional insured endorsements be sent to additional insureds?

For more information and to register, go to:

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Bill Wilson

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One of the premier insurance educators in America on form, coverage, and technical issues; Founder and director of the Big “I” Virtual University; Retired Assoc. VP of Education and Research from Independent Insurance Agents & Brokers of America. Reprint Request Information