Search Results for: insurtech

What’s So Funny?

A consumer asks, “Why do all of these insurance companies try to out-funny each other in their TV ads?” Why, indeed?

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Fast, Easy and Cheap

A online insurance premium comparison web site did an “experiment” quoting renters insurance at ten web sites. The “winners” were insurtech startups that provided quotes in about 1 minute. But what might consumers get, or not get, in exchange for fast, easy and cheap?

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Reverse Engineering: Making Lemons from Lemonade

Lemonade has proposed what they call Policy 2.0, a renters policy written in easy to understand simple English that is “fun” to read. Is it? Is it revolutionary or innovative? Or is it a resurrection of something the industry abandoned decades ago? And what is Lemonade’s real motive?

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Big Bad Voodoo Data*

Is charging consumers more for their insurance because they use a Hotmail email account or have a “non-English sounding” name a valid application of predictive modeling or does it constitute presumptive modeling? Does it matter if “big data” is riddled with bad data and bogus information as long as it improves insurer expense ratios? Is this the insurance industry’s version of voodoo economics?

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