This month I begin a new monthly column for the Insurance Journal called “Logic & Language, Forms & Facts.” Each column is about how policy form language and the facts and circumstances of each claim impact whether the claim is covered. Then, applying logic and policy language, I demonstrate why I believe the claim is or isn’t covered.
The January column is subtitled:
“The Unimpeachable Case of the Word ‘Are’“
The article is about how one word in the insurance contract, even the tense of a verb. can make the difference in whether or not a claim is covered.
Hope you enjoy it.
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Bill Wilson
Founder at InsuranceCommentary.com
One of the premier insurance educators in America on form, coverage, and technical issues; Founder and director of the Big “I” Virtual University; Retired Assoc. VP of Education and Research from Independent Insurance Agents & Brokers of America.
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