This month I begin a new monthly column for the Insurance Journal called “Logic & Language, Forms & Facts.” Each column is about how policy form language and the facts and circumstances of each claim impact whether the claim is covered. Then, applying logic and policy language, I demonstrate why I believe the claim is or isn’t covered.
The January column is subtitled:
The article is about how one word in the insurance contract, even the tense of a verb. can make the difference in whether or not a claim is covered.
Hope you enjoy it.