To paraphrase Alice Cooper, welcome to my blog (as opposed to nightmare). At the end of this year (2016), I will retire from 28 years of service at the Insurors of Tennessee and, for the past 17+ years, the Independent Insurance Agents & Brokers of America, and 19 years (full and part time) at Insurance Services Office. I’m hopeful that, after over 47 years of service to the P&C insurance industry, I’ve learned something. The purpose of this blog is to share my experiences, expertise, and observations.

The “Commentary” component of this website pretty much explains what I hope to accomplish with this blog and associated articles, white papers, and books:

Com•men•tar•y … an expression of opinions or offering of explanations

In addition to offering explanations of various provisions in insurance policies by line of insurance, I plan to express opinions about what’s going on in the industry. Topics likely will include the myth that personal lines is becoming commoditized, the hype and hyperbole associated with so-called industry “disrupters” that are going to “revolutionize” the insurance industry. I’ll also provide analysis on emerging issues such as driverless cars, “the Internet of things,” data analytics and predictive modeling, and much more.

If this appeals to you, please click the SUBSCRIBE button. You can elect to receive these posts as they are posted or get a digest on a daily or weekly basis. If you like what you read, please recommend this blog to others.

If there is a particular blog post that moves you, you can Share it, Rate it, and/or Reply to it. Let’s get a dialog going. In addition, you can use the submission form to ask questions, especially coverage questions, whether you are an industry professional, consumer, member of the media, or something else.

Please take a few minutes to peruse the website to get an idea of what will be coming in the future. I will be blogging in earnest beginning in January 2017. In particular, visit the Contact page where you can connect with me via LinkedIn and/or Twitter (@InsCommentary). I also plan some public dialog at my LinkedIn Discussion board.

Questions? Feel free to email me directly at I will try to respond to you quickly but, keep in mind, I’m semi-retired so your email might find me fishing on my pontoon boat or at band practice with The Old Dogs:

Old Dogs

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Bill Wilson

Founder at
One of the premier insurance educators in America on form, coverage, and technical issues; Founder and director of the Big “I” Virtual University; Retired Assoc. VP of Education and Research from Independent Insurance Agents & Brokers of America. Reprint Request Information