Most auto policy medical payments and UM/UIM coverages extend to insureds as pedestrians if struck by a vehicle designed for use on public roads. But what is a “pedestrian”? Is a bicyclist a pedestrian? What about someone in a wheelchair or scooter or roller skates or….
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“An employee of the business we insured accidentally damaged large steel rolling doors in the warehouse while operating a forklift truck. Is there coverage under the 2013 ISO CGL policy for this type of claim?”
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According to one study, about 67% of apartment dwellers and house renters do not have an HO-4 (renters insurance) policy. What does this mean to you? Given the number of renters in the U.S., this is a vast untapped market with easy entry.
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John Eubank, CPCU, ARM has been posthumously inducted into the Tennessee Insurance Hall of Fame.
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A consumer asks, “Why do all of these insurance companies try to out-funny each other in their TV ads?” Why, indeed?
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The insurance industry has many myths. One such bit of folklore is that business income coverage requires damage to COVERED property. Under the ISO forms, it does not. For example….
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Lawn mowers cause thousands of injuries annually. Do any of your customers own riding lawn mowers? If so, do they have liability coverage under their homeowners policies? You might be surprised how many HO policies may not provide coverage in certain circumstances.
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BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.
To get BOTH books at a discounted price, click the book cover or CLICK HERE.