Com•men•tar•y … an expression of opinions or offering of explanations

What is a “Pedestrian”?

Most auto policy medical payments and UM/UIM coverages extend to insureds as pedestrians if struck by a vehicle designed for use on public roads. But what is a “pedestrian”? Is a bicyclist a pedestrian? What about someone in a wheelchair or scooter or roller skates or….

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Property Damage To Rented Premises

“An employee of the business we insured accidentally damaged large steel rolling doors in the warehouse while operating a forklift truck. Is there coverage under the 2013 ISO CGL policy for this type of claim?”

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Doorknob Marketing

According to one study, about 67% of apartment dwellers and house renters do not have an HO-4 (renters insurance) policy. What does this mean to you? Given the number of renters in the U.S., this is a vast untapped market with easy entry.

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Are you considering attending the IRMI Construction Risk Conference in Houston in November? If so, please introduce yourself as a blog subscriber at my session on my new book “When Words Collide: Resolving Insurance Coverage and Claims Disputes.”

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What’s So Funny?

A consumer asks, “Why do all of these insurance companies try to out-funny each other in their TV ads?” Why, indeed?

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Dispelling Another Insurance Myth

The insurance industry has many myths. One such bit of folklore is that business income coverage requires damage to COVERED property. Under the ISO forms, it does not. For example….

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Riding Lawn Mowers and Insurance

Lawn mowers cause thousands of injuries annually. Do any of your customers own riding lawn mowers? If so, do they have liability coverage under their homeowners policies? You might be surprised how many HO policies may not provide coverage in certain circumstances.

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Top 5 Insurance and Legal Blog for 2017

My New Ebook

My ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the Quotational Reference book category. This ebook includes 52 of my favorite quotations, each with a brief essay about what the quotation means. While the ebook can be read in its entirety and in any order, it is designed so that each quotation and essay is read weekly over the course of the coming year and it can be accessed right from your phone or tablet.

BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.

To get BOTH books at a discounted price, click the book cover or CLICK HERE.