What’s the Hurry?
Personal lines insurtechs say they can sell you a policy in 60 seconds. Now traditional insurers are claiming they can sell you a commercial lines policy in 5 minutes. What’s the hurry?
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Com•men•tar•y … an expression of opinions or offering of explanations
InsurTech Conferences: Hear No Evil, Speak No Evil, See No Evil
The industry needs disruption and can benefit greatly from technology, but not the kind being offered by most of the insurtechs I’ve looked at. Everyone knows the U.S. has a great need for rebuilding infrastructure. If we let the equivalent of insurtechs do it, they’d be rebuilding bridges with matchsticks.
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Resolve Coverage Issues BEFORE Loss
Last month, I received the following homeowners insurance claim question: The insured’s boat...
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Additional Insureds and Unintended Consequences
Understanding insurance policy language can be difficult. When you consider such language in the context of claim scenarios, understanding the implications of coverage (or lack thereof) can be even more difficult.
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Update from Bill Wilson
I haven’t blogged much recently. Here’s why. Check out what I’ve been up to, what I’ll be doing in the coming months, and how The Spyders are taking the music world by storm!
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Be Careful What You DON’T Ask For
Does your agency routinely QC policy deliverables? Are all the forms and coverages you requested provided? Perhaps more important, what forms did the insurer include that you did NOT ask for? Failure to perform this critical task can result in uncovered claims for your customer and E&O claims for the agency.
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Insuring Unlimited Contractual Liability
This article illustrates, to the tune of $24M, why it is critical to review contracts of insureds prior to the bidding process. Unless, of course, you sell a CGL policy that has no exclusions or limits.
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Homeowners Claims “Matching” Problems
Should an insurer replace ALL of a home’s shingles or siding if only part of them have been damaged? It depends on the policy and statutory and/or case law. This very short article includes a state-by-state listing of the applicable laws.
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Top 5 Insurance and Legal Blog for 2017
My New Ebook
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