Com•men•tar•y … an expression of opinions or offering of explanations

From 2.0 to 3

Warren Buffett just announced that Berkshire Hathaway will be introducing a new small business policy that includes property, business income, general liability, professional liability, D&O, cyber, auto, and workers compensation coverage in a policy form that is…get this…JUST 3 PAGES long. Uh oh, here we go again.

Read More

Freezing Claims

A plumbing line freezes and bursts, causing extensive water damage. Is this covered by homeowners and commercial property policies? Well, it depends. Four blog posts enumerate several coverage issues pertaining to frozen water pipes.

Read More

Circular Definitions

Undefined words in an insurance policy are sometimes found to be ambiguous. However, just because a word or term is defined in a policy, that doesn’t mean it can’t be ambiguous, especially if it’s “circular.”

Read More

Stay Updated

Get a weekly digest of my most recent posts.



Top 5 Insurance and Legal Blog for 2017

My New Ebook

My ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the Quotational Reference book category. This ebook includes 52 of my favorite quotations, each with a brief essay about what the quotation means. While the ebook can be read in its entirety and in any order, it is designed so that each quotation and essay is read weekly over the course of the coming year and it can be accessed right from your phone or tablet.

BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.

To get BOTH books at a discounted price, click the book cover or CLICK HERE.