Does Some Insurance Industry Advertising Constitute an “Unfair Trade Practice”?
If an insurer’s advertisement claims that its policies provide the same coverage as anyone else, but arguably they don’t, is that an unfair trade practice?
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Com•men•tar•y … an expression of opinions or offering of explanations
Coverage for Damage to Leased Premises… CGL FDLL vs. CP 00 40 vs. CP 00 10?
You insure a tenant whose lease makes him or her responsible for damage to the building. How do you insure this exposure?
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Is it Comp or Is It Collision?
While working on his car, a windstorm bends the hood back, striking the vehicle. Is the damage comp or collision? The adjuster says the latter, but what does the policy say?
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The Danger of Being TOO Helpful
A good customer service representative is usually someone who is motivated by being helpful to customers and prospect, but is it possible to be TOO helpful to the point it creates an E&O exposure?
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The Comparative Rating Illusion
Comparative rating may be efficient, but is it effective? If it was, wouldn’t we buy lots of things using that approach, like cars and boats? The fact that we don’t demonstrates what a worthless approach this is.
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‘Sort by Price’ Is Dangerous
Do comparative rating web sites “make sure you’re getting the right coverage and the right price”? Or do they “make sure” you’re more likely to make a bad decision?
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“Spot On Insurance” Podcast: The Insurance as Commodity Myth
For the past few years, I have written and spoken extensively about the MYTH that insurance, particularly personal lines, is or is becoming a commodity. This is a 15-minute podcast interview I did on this subject.
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How Does GEICO Save Customers 15%?
The price-focused auto insurance advertisers talk about how much money they save consumers, often for an inferior product. How do they do that? Easy, they don’t.
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Top 5 Insurance and Legal Blog for 2017
