Com•men•tar•y … an expression of opinions or offering of explanations

Fake Risk Management

I have blogged before about the danger (to customers and E&O policies) of agents who attempt to perform services they’re not qualified to provide and/or hold themselves out as having skills greater than that which they actually possess. Agency consultant Chris Burand kicks it up a notch….

Read More

COVID-19 Articles

COVID-19 Articles by Bill Wilson To summarize in one convenient location, this is what I’ve...

Read More

Creepy Homeowners Insurance Court Decision

Is a brown recluse spider infestation excluded by an insect or vermin exclusion in an HO policy? Better question…does the mere presence of spiders trigger the policy’s insuring agreement?

Read More

It’s Not Just About “Direct Physical Damage”

A primary focus of many COVID-19 business income insurance articles is whether or not there has been any “direct physical damage.” For most policy forms, that may be important when it comes to business income coverage for damage ON the described premises, but it may be far less important when it comes to coverage for business income loss due to orders of civil authority. Here’s why.

Read More

Providing Non-Insurance COVID-19 Advice

As businesses re-open, agents are likely going to get questions from customers about risk management approaches beyond insurance that they should engage in. In fact, I just got an inquiry from an agent asking about assisting a customer with waivers and procedures. What should the agent do?

Read More

Agent COVID-19 E&O Do’s and Don’ts

The primary targets of COVID-19 insurance lawsuits so far have been insurance companies. However, as most of these claims are expected to be successfully denied, insurance agencies should anticipate E&O claims. In addressing these potential lawsuits, there are certain E&O loss control measures than can be taken to minimize the exposure and maximize a successful defense.

Read More

COVID-19 Civil Authority Orders and Legal Gamesmanship

There is a belief that business closure orders by civil authorities trigger Civil Authority coverage in business income insurance policies if they allege property damage of some kind. This is a misconception that is typical of generalizations about insurance contracts that come from the failure to actually read the policy language.

Read More
Loading

Stay Updated

Get a weekly digest of my most recent posts.

Categories

Archives

Top 5 Insurance and Legal Blog for 2017

My New Ebook

My ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the Quotational Reference book category. This ebook includes 52 of my favorite quotations, each with a brief essay about what the quotation means. While the ebook can be read in its entirety and in any order, it is designed so that each quotation and essay is read weekly over the course of the coming year and it can be accessed right from your phone or tablet.

BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.

To get BOTH books at a discounted price, click the book cover or CLICK HERE.