How do you know if a form is pure ISO or not? How do you know how good or bad a form is for your customer? This article addresses one example and references additional articles so you can dig as deep as you like on the subject. Your E&O carrier will appreciate it.
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The insured sold her $29,000 ring…or so she thought. When she attempted to deposit the cashiers check, she learned that it was forged and the forger was long gone. When she reported the claim to her insurer, it was denied. The adjuster said this was voluntary parting, not theft.
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What happened to that Wilson insurance nerd guy, what has he been up to for the past 6 months, and when will he return to blogging here on his web site?
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Would you like access to almost 400 free articles you can reprint for free? Here’s how to get a Word document with a list of articles, including word counts, categorized as personal lines, commercial lines, both, or neither.
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According to news accounts, auto repairs may sometimes take months due to the limited supply of chips and circuit boards. Unfortunately, the amount of coverage for loss of use is fairly limited in most auto policies. However, the exposure may be even greater when a rental car is damaged.
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Your insured has entered into a contract requiring that the other party be provided CGL additional insured status for two years beyond the completion date of the work. If asked to confirm that the insurance provided by the agent complies with the contract, how should the agent respond?:
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One of the most common questions agents get from customers is, “Do I need to buy the damage waiver when I rent a car?” The answer to that is almost always “Yes,” though you will find scores of media articles (including our own industry) that dangerously advise otherwise.
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Yesterday, a 7-year-old girl drowned in a pool that a homeowner reportedly rented, through Swimply, to a group that allegedly included about 15 children. I blogged about Swimply a couple of years ago when they appeared to not offer any liability coverage for renters. They apparently currently include $1,000,000 of coverage…but how much is the life of a 7-year-old child worth?
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BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.
To get BOTH books at a discounted price, click the book cover or CLICK HERE.