Com•men•tar•y … an expression of opinions or offering of explanations

One of the Most Often Misinterpreted Liability Exclusions

ISO’s BOP and CGL policies include a liability exclusion for aircraft, autos, and watercraft, but the exclusion has several exceptions. However, just because an exception doesn’t apply, that doesn’t mean that the exclusion applies. First, the exclusion must be triggered and that often is not the case. For example….

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Claim Denials and Agency Accommodations

An insurer denies a homeowners claim for a stolen e-bike but offers to pay the claim as an “agency accommodation.” If so, is it legal or ethical to pay such claims out of claim reserves?

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Revisiting the Illusory Coverage Assertion Following a Claim Denial

What is “illusory coverage” and when is it a valid grounds for seeking the overturning of a claim denial? If there is no coverage under that policy, could there be a basis for a claim against the entity that sold the policy to the insured? Let’s see what the courts say and what you think….

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FREE Webcast: How to Survive and Thrive in a Hard Market

Probably less than half of all agents have experienced a hard market like the one we find ourselves in today. In this FREE webcast. you’ll learn how to survive, even thrive, in a hard market. While there’s bad news to report, you might be surprised to learn that there could be twice as much good news for good agents and savvy risk managers and policyholders.

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My New Ebook

My ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the Quotational Reference book category. This ebook includes 52 of my favorite quotations, each with a brief essay about what the quotation means. While the ebook can be read in its entirety and in any order, it is designed so that each quotation and essay is read weekly over the course of the coming year and it can be accessed right from your phone or tablet.

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