Com•men•tar•y … an expression of opinions or offering of explanations
Debris Removal

Debris Removal

Dec 5, 2018 |

Do you routinely offer additional limits of debris removal coverage? If not, the Paradise, California wildfire might help you and your customers understand why this is so important.

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One Word

One Word

Dec 5, 2018 |

An insurer uses an ISO CGL policy, but with some seemingly minor changes in policy language. For example, in the CGL’s ‘auto’ exclusion, the insurer adds the word “nonownership.” One word. However, that one word guts much of the auto coverage included in the CGL policy.

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Certificates of Insurance and Agent vs. Insurer Liability

Certificates of Insurance and Agent vs. Insurer Liability

Nov 27, 2018 |

A certificate of insurance says that someone is an additional insured. They’re not. Is the agent liable for issuing a misrepresentative COI? What about the insurer? Should COIs be sent to insurers? Should AI endorsements be sent to additional insureds?

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Wildfire Insurance and Risk Management

Wildfire Insurance and Risk Management

Nov 27, 2018 |

The news has been dominated lately by the California wildfires. As a result, I’ve had several questions about the insurance and risk management implications that are addressed in this article.

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Holiday Shopping

Holiday Shopping

Nov 14, 2018 |

“When Words Collide” is more than a must read. It’s a must-have reference for every agency owner and should be required reading for agency staff. While situations may change, the principles Bill Wilson outlines in his book do not and they serve as a foundation for virtually any issue you encounter. To get Bill’s decades of wisdom and insight in one book is a gift to the profession.” – W. Michael McBride, JD. Speaking of gifts….

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My New Ebook

My ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the Quotational Reference book category. This ebook includes 52 of my favorite quotations, each with a brief essay about what the quotation means. While the ebook can be read in its entirety and in any order, it is designed so that each quotation and essay is read weekly over the course of the coming year and it can be accessed right from your phone or tablet.

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