Warren Buffett just announced that Berkshire Hathaway will be introducing a new small business policy that includes property, business income, general liability, professional liability, D&O, cyber, auto, and workers compensation coverage in a policy form that is…get this…JUST 3 PAGES long. Uh oh, here we go again.
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A plumbing line freezes and bursts, causing extensive water damage. Is this covered by homeowners and commercial property policies? Well, it depends. Four blog posts enumerate several coverage issues pertaining to frozen water pipes.
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A contractor was building a detached residential garage when he accidentally burned the completed structure down. The CGL adjuster denied the claim based on this being damage to “your work.” Is that correct?
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An adjuster admits that damage caused to an dwelling’s attic by a rogue raccoon is covered by the homeowners policy, but not the cost to remove the raccoon. Is this correct?
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Take a look at this new Insurance Nerdery video on autonomous vehicle and see how it compares to technology developments in the insurance industry, from comparative rating to insurtech. The similarities are striking.
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Undefined words in an insurance policy are sometimes found to be ambiguous. However, just because a word or term is defined in a policy, that doesn’t mean it can’t be ambiguous, especially if it’s “circular.”
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In the spirit of full transparency, this post promotes some webinars and seminars I’m doing and a new YouTube channel.
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An insured does work for a customer and later does work unrelated to the past work, but faulty workmanship results in damage to the prior work. Do the CGL policy “your work” exclusions apply?
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BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.
To get BOTH books at a discounted price, click the book cover or CLICK HERE.