Would you like access to almost 400 free articles you can reprint for free? Here’s how to get a Word document with a list of articles, including word counts, categorized as personal lines, commercial lines, both, or neither.
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According to news accounts, auto repairs may sometimes take months due to the limited supply of chips and circuit boards. Unfortunately, the amount of coverage for loss of use is fairly limited in most auto policies. However, the exposure may be even greater when a rental car is damaged.
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Your insured has entered into a contract requiring that the other party be provided CGL additional insured status for two years beyond the completion date of the work. If asked to confirm that the insurance provided by the agent complies with the contract, how should the agent respond?:
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One of the most common questions agents get from customers is, “Do I need to buy the damage waiver when I rent a car?” The answer to that is almost always “Yes,” though you will find scores of media articles (including our own industry) that dangerously advise otherwise.
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Yesterday, a 7-year-old girl drowned in a pool that a homeowner reportedly rented, through Swimply, to a group that allegedly included about 15 children. I blogged about Swimply a couple of years ago when they appeared to not offer any liability coverage for renters. They apparently currently include $1,000,000 of coverage…but how much is the life of a 7-year-old child worth?
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I realize I’ve been remiss in the frequency of my blog posts recently. But it’s not because I haven’t been writing. In addition to the new book I’m working on about the history, evolution and meaning of CGL property damage exclusions, I continue to write a monthly column for Insurance Journal magazine….
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This week I’m presenting, as part of a conference panel, a session on underinsurance of residential and commercial properties, with a focus on pre-loss valuation as it impacts underwriting and policy limits. What has been your experience in this area? Is underinsurance as widespread as it appears to be? Are there many instances of OVERinsurance? Inquiring minds want to know.
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In a recent court case, the insurer failed to carefully consider the case law cited by the claimant’s attorney and, as a result, was found have denied a claim in bad faith. In my book “When Words Collide: Resolving Insurance Coverage and Claims Disputes,” I explain why pertinent information from any source, especially case law, should be considered.
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BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.
To get BOTH books at a discounted price, click the book cover or CLICK HERE.