Are you increasingly encountering online digital certificate of insurance verification or tracking systems? If so, are you aware of the potential liability issues involved in the use of these systems? This article identifies things to be wary of, especially if the vendor wants YOU to fund the system.
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An auto insurer has advertised that “You get the SAME COVERAGE, often for less” and “SAME COVERAGE, Better Value.” Is this effectively saying that the only difference between their policy and others is price? Is that true? If not, is this false or misleading advertising?
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Yet another online insurance quoting web site says that it makes an “apples to apples” comparison of insurance policies to provide the “same” or “exact” coverage for hundreds of dollars less. Is this claim an unfair trade practice or just bloviated puffery?
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If your car is stolen and not recovered for months or longer, your auto policy likely pays for the ACV of your vehicle. However, if the thief commits a crime and your auto is confiscated for the months or longer required to try the case, your loss is excluded. Property policies have similar “government action” exclusions. Is it time for a change?
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For years I have recommended not adding extraneous information on certificates of insurance requested by additional insureds, but rather sending them the actual policy language. In this article, I explain why.
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What is the most effective way of resolving a property insurance claim and what roles do the agent, adjuster, and contractor play? I explore these issues in a podcast interview that focuses on the restoration industry.
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Have you ever wanted to present a simple, entertaining, but informative, program to high school students and their parents about insurance? If so, would you be interested in a turn-key program that includes a PowerPoint, presenter notes, and handouts? If so, please take this 1-minute survey.
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Yes, the Supreme Court has made a pro-policyholder decision on business income coverage for COVID-19 claims. However, this is the UK supreme court, not the US supreme court. To learn more about how or if this decision may impact U.S. claims, keep reading….
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BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.
To get BOTH books at a discounted price, click the book cover or CLICK HERE.