What’s So Funny?
A consumer asks, “Why do all of these insurance companies try to out-funny each other in their TV ads?” Why, indeed?
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Com•men•tar•y … an expression of opinions or offering of explanations
Dispelling Another Insurance Myth
The insurance industry has many myths. One such bit of folklore is that business income coverage requires damage to COVERED property. Under the ISO forms, it does not. For example….
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Riding Lawn Mowers and Insurance
Lawn mowers cause thousands of injuries annually. Do any of your customers own riding lawn mowers? If so, do they have liability coverage under their homeowners policies? You might be surprised how many HO policies may not provide coverage in certain circumstances.
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The Scooter Craze and Insurance
If you are in a major downtown area, the chances are good that you can rent an electric scooter for local transportation. However, what if there’s an accident with serious injuries that, according to news accounts, is happening with increasing frequency and severity. Is there any insurance to be had?
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Workers Compensation vs. Health and Disability Insurance
You insure a business whose owners or officers have exempted themselves from workers compensation insurance, relying on their medical and disability insurance programs. Has everyone adequately investigated the potential ramifications?
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Fast, Easy and Cheap
A online insurance premium comparison web site did an “experiment” quoting renters insurance at ten web sites. The “winners” were insurtech startups that provided quotes in about 1 minute. But what might consumers get, or not get, in exchange for fast, easy and cheap?
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Insuring Test Driven and Loaner Autos…PAP or BAP?
An auto dealership customer damages a loaner car or one being test driven. Is this covered by the customer’s personal auto policy? If so, is it primary or excess? What about the dealership’s garage policy? What about subrogation? Is this a problematic situation?
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Reviewing Policy Deliverables
When placing an account with an insurer, an agency will request specific policy forms or coverages. When the policy package is delivered, the agency should make sure the requested forms are included. However, often overlooked, but just as important, are the forms included that the agency did NOT ask for.
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Top 5 Insurance and Legal Blog for 2017
My New Ebook
BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.
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