Category: Homeowners

Time to Make Government Action Exclusions More Equitable?

If your car is stolen and not recovered for months or longer, your auto policy likely pays for the ACV of your vehicle. However, if the thief commits a crime and your auto is confiscated for the months or longer required to try the case, your loss is excluded. Property policies have similar “government action” exclusions. Is it time for a change?

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What is a “Vermin”?

Mice, roaches, snakes, turtles, bats, pigeons, raccoons, skunks, carpet beetles, squirrels. What do these critters have in common? They have all been cited as “vermin” in claim denials. In this article, we’ll look at these varmints, examining a number of court cases, in an effort to determine what’s a “vermin.”

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Insurance Issues in the News

While I’m working on my new book “20/20 Vision: Why Insurance Doesn’t Cover the COVID-19 Pandemic,” I thought I’d take a quick break and make a blog post. Recent news accounts reminded me of a couple of articles I’ve posted and in this post, I link to two of them. One is about this week’s anniversary of 9/11 and the other is about a coverage gap you may not have considered that has arisen following recent riot damage.

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My New Ebook

My ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the Quotational Reference book category. This ebook includes 52 of my favorite quotations, each with a brief essay about what the quotation means. While the ebook can be read in its entirety and in any order, it is designed so that each quotation and essay is read weekly over the course of the coming year and it can be accessed right from your phone or tablet.

BONUS! Purchasers of this book get a free PDF download of my book “QuoteNotes: The Ultimate Quotational Reference System and Authoring Tool for Professional Speakers and Writers” endorsed by Zig Ziglar and Brian Tracy. This is an indexed and cross-referenced compilation of my 1,500 favorite quotes and includes a section on how to use quotations in your speaking and writing.

To get BOTH books at a discounted price, click the book cover or CLICK HERE.